Bank of America Checking Accounts, Features, Requirements, And Benefits

Bank of America offers a range of checking accounts to suit different financial needs. Each account has its own set of features, requirements, and benefits.



We will explore the various Bank of America checking accounts, their features, requirements, and benefits.

Advantage SafeBalance Banking®

The Advantage SafeBalance Banking® account is designed for those who want a basic checking account with minimal fees. This account has the following features:

  • No overdraft fees
  • No monthly maintenance fees
  • Minimum opening deposit of $25
  • No paper checks
  • Free mobile and online banking
  • Access to Bank of America ATMs

Advantage Plus Banking®

The Advantage Plus Banking® account is ideal for those who want an account with additional features and benefits. This account has the following features:



  • No monthly maintenance fees if you meet certain requirements
  • Waivable $12 monthly maintenance fee
  • Minimum opening deposit of $100
  • Free standard checks
  • Free mobile and online banking
  • Access to Bank of America ATMs

Advantage Relationship Banking®

The Advantage Relationship Banking® account is suitable for those who want a premium checking account with added benefits. This account has the following features:

  • No monthly maintenance fees if you meet certain requirements
  • Waivable $25 monthly maintenance fee
  • Minimum opening deposit of $100
  • Free standard checks and safe deposit box
  • Free mobile and online banking
  • Access to Bank of America ATMs

Advantage Preferred Banking®

The Advantage Preferred Banking® account is designed for those who have higher balances and want access to exclusive benefits. This account has the following features:



  • No monthly maintenance fees if you meet certain requirements
  • Waivable $25 monthly maintenance fee
  • Minimum opening deposit of $100
  • Free standard checks and safe deposit box
  • Free mobile and online banking
  • Access to Bank of America ATMs
  • Dedicated customer service

Advantage with Tiered Interest Checking Account

The Advantage with Tiered Interest Checking account is ideal for those who want to earn interest on their checking account balance. This account has the following features:

  • No monthly maintenance fees if you meet certain requirements
  • Waivable $25 monthly maintenance fee
  • Minimum opening deposit of $100
  • Free standard checks and safe deposit box
  • Free mobile and online banking
  • Access to Bank of America ATMs
  • Tiered interest rates

Advantage for Students Checking Account

The Advantage for Students account is designed for students who want a basic checking account with no monthly maintenance fees. This account has the following features:

  • No monthly maintenance fees for up to five years
  • Minimum opening deposit of $25
  • No paper check fees
  • Free mobile and online banking
  • Access to Bank of America ATMs

To open a Bank of America checking account, you will need to provide a valid photo ID, proof of address, and a Social Security number or Tax Identification Number. You may also need to meet certain account-specific requirements, such as maintaining a minimum balance or setting up direct deposits.

Benefits of Bank of America Checking Accounts

  • Access to a large network of branches and ATMs
  • Free mobile and online banking services
  • Convenient bill payment and transfer options
  • Optional overdraft protection
  • Fraud protection and security features
  • Rewards programs and cashback offers on select accounts

Bank of America offers a range of checking accounts to suit different financial needs. Each account has its own set of features, requirements, and benefits.

To open a checking account, you will need to provide a valid photo ID, proof of address, and a Social Security number or Tax Identification Number.

The benefits of Bank of America checking accounts include access to a large network of branches and ATMs, free mobile and online banking services, convenient bill payment, and more.

If you need to open a Bank of America checking account, you may have to take a critical look at the features and settle on the one best fit for your needs.



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