As a student in higher education, responsible financial management is crucial. Credit cards are a powerful tool for building credit and managing expenses.
In 2023, the credit card arena offers a variety of options tailored for students, making their financial journey smooth and rewarding. Explore the top credit cards for a smoother and more rewarding experience.
Best Credit Cards For Students in 2023
Discover it® Student Cash Back
is a valuable card for students, offering cash back rewards on purchases in rotating bonus categories like restaurants, groceries, and gas.
Students with a GPA of 3.0 or higher receive a $20 statement credit annually, and the card offers no annual fee, providing significant relief for budget-conscious students.
Deserve Edu Mastercard for Students
The Deserve Edu Mastercard for Students is an international student credit card that offers cash back rewards on purchases, including international transactions, without foreign transaction fees.
It also provides a year of Amazon Prime Student for free, offering exclusive deals and fast shipping.
Journey Student Rewards from Capital One
Capital One’s Journey Student Rewards offer students the opportunity to earn cash back on purchases and bill payments, track their credit with CreditWise, and avoid foreign transaction fees.
These rewards are particularly beneficial for students planning to study abroad or travel during their academic journey, as they provide valuable tips on improving credit health.
Capital One Platinum Credit Card
The Capital One Platinum Credit Card is a credit builder for students, offering responsible use to improve their credit history and future financial goals.
It has no annual fee, providing benefits of credit building without the burden of an annual fee. Additionally, after making the first five monthly payments on time, students may be eligible for a higher credit limit.
Citi Rewards Student Card
The Citi Rewards+℠ Student Card is a student rewards program designed for students to earn points on purchases. It offers 2x points at supermarkets and gas stations, a round-up feature that rounds up points to the nearest 10,
and a 0% intro APR on purchases for the first 7 months, allowing students to manage expenses without accumulating interest.
Choosing the right credit card for students can help you save money, earn rewards, and build your credit history. By following these tips, you can choose credit cards that are right for you.