Key Features of Mortgage Calculator Mortgage Calculator is a reliable tool provided by, a popular real estate website that offers a range of resources for homebuyers and sellers. Here are key features of the Mortgage Calculator:



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Monthly Payment Estimation:

The calculator helps users estimate their monthly mortgage payment by inputting the loan amount, interest rate, loan term, and down payment. It provides a breakdown of principal and interest portions, as well as the total payment amount.

Affordability Analysis:

The calculator considers the user’s income, monthly debts, and down payment to estimate their home affordability. It provides an estimated price range based on these inputs.

Amortization Schedule: Mortgage Calculator generates an amortization schedule that shows the payment breakdown for each month over the loan term. This schedule helps users understand how their payments contribute to the reduction of principal and payment of interest over time.

Customizable Inputs:

Users can adjust various parameters, such as the loan amount, interest rate, loan term, and down payment, to explore different scenarios and see how they impact monthly payments.

Comparison Tool:

The calculator allows users to compare multiple loan options side by side. By inputting the details of different loans, users can compare interest rates, terms, and payments to make informed decisions.

Taxes and Insurance Estimation: Mortgage Calculator provides the option to include property taxes and insurance costs in the calculations. This provides a more accurate estimation of the total monthly payment.

Refinance Analysis:

The calculator offers a refinancing feature, enabling users to estimate potential savings or benefits from refinancing their mortgage. Users can input the current loan details and the desired refinancing parameters to see the potential impact on their monthly payments.

The Mortgage Calculator is a valuable tool that provides users with insights into their mortgage payments, affordability, and refinancing options. It offers a user-friendly interface and customizable inputs to cater to individual needs.


However, it’s important to note that the results provided by the calculator are estimates, and consulting with a mortgage professional is recommended for personalized advice based on your specific financial situation and loan requirements.