How do I Get an Overdraft With Paypal?
Overdrafts are not available through PayPal. The payment will be refused if your PayPal balance is inadequate to cover the purchase.
You can avoid this by keeping your PayPal balance positive at all times, or by adding a bank account to your PayPal account and activating the “Backup Funding” feature.
However, it does provide Paypal Credit, which functions as a credit card. However, if you prefer to use Paypal credit to repay your overdraft.
If you need to make a purchase that exceeds your PayPal balance, you can try one of the following:
Use a different payment method, such as a credit card or debit card.
Ask the recipient of the payment to send you a request for money through PayPal.
Add money to your PayPal balance from a linked bank account or other payment source.
Contact PayPal customer support to see if there are any other options available to you.
In conclusion, It is important to note that PayPal’s terms of service prohibit users from overdrawing their accounts. If you attempt to overdraw your account, your account may be suspended and you may be charged a fee.